Starting Jan. 1, 2026, Virginians with state-regulated health insurance will no longer face out-of-pocket costs for breast cancer screenings, following the unanimous passage of a new bipartisan law.
The legislation, championed by advocates and signed into law by Governor Glenn Youngkin, aims to remove financial barriers to early detection, including diagnostic mammograms, breast ultrasounds, and MRIs.
For breast cancer survivors like Leecy Fink, the law represents a vital step in the fight against the disease. Fink, first diagnosed with stage three breast cancer in 2013 and now considered free of active disease, has become an advocate for patients navigating the costs and complexities of care.
“When you’re overwhelmed with the expense, it’s hard enough to focus on your health,” Fink said. “This law ensures that insurance coverage won’t be a barrier to potentially life-saving screenings.”
Fink highlighted the role advocacy played in the bill’s passage. “Last January, I joined the Virginia Breast Cancer Foundation for their advocacy day, speaking to legislators about the importance of this bill. They listened, and now it’s going into effect,” she said.
Under the new law, insured patients will no longer pay copays or deductibles for covered screenings. Fink noted the practical impact: “Even with good insurance, an ultrasound or MRI could cost thousands out-of-pocket. For young people or those early in their careers, this often leads to delayed care.”
Delegates from both parties emphasized the importance of preventative care. Republican Delegate Wendell Walker said, “This ensures people aren’t hit with enormous bills for essential screenings. Early detection can be life-changing.” Democratic Delegate Sam Rasoul added, “Breast cancer remains one of the leading causes of cancer in the U.S., and this law helps us get ahead of it in Virginia.”
The legislation also benefits high-risk patients who require more frequent screenings. Fink explained, “Whether it’s a January ultrasound or a July MRI, early detection can significantly affect treatment outcomes and improve survival rates.”
While the law marks significant progress, Fink stressed that broader systemic improvements are still needed. “Cancer patients shouldn’t be burdened with endless paperwork or financial obstacles. Access to care, transportation, and specialists should be streamlined and affordable,” she said.
Patients are advised to confirm coverage with their insurance providers before scheduling screenings, as not all plans may be included under state regulation.
About Breast Cancer in the U.S.
According to the American Cancer Society, breast cancer accounts for roughly 30% of new female cancer diagnoses annually. Early detection remains a critical factor in improving outcomes, making financial access to screenings essential.
