As health insurance premiums rise nationwide, Telehealth for Less is expanding its virtual healthcare program, offering U.S. businesses an affordable way to provide comprehensive employee health insurance benefits. The move comes as small employers face growing pressure to maintain coverage, with NPR reporting that expiring ACA subsidies could trigger sharp premium increases.
Small businesses have been hit hardest by these cost surges. Only 64% of companies with 25 to 49 employees still offer health insurance, the lowest level ever recorded. If ACA subsidies lapse, some individuals could see premiums rise by up to 75%, while single-coverage deductibles have increased 164% since 2010. These trends make traditional health insurance plans increasingly difficult for small employers to sustain.
Telehealth for Less offers a cost-effective alternative. For a flat monthly rate, employees and their families gain 24/7 access to board-certified doctors, virtual mental health support, and prescription services with no copays, deductibles, or surprise bills. By removing financial barriers, the program encourages early care, reducing untreated conditions and improving overall health outcomes.
The service also benefits employers by supporting productivity and retention. Quick telehealth appointments replace lengthy clinic visits, minimizing absenteeism, while offering a health benefit at $39.95 per employee that strengthens loyalty in a competitive labor market. Many businesses adopt the program as a standalone solution, while others use it to complement existing health insurance plans, lowering out-of-pocket costs for routine care.
Enrollment takes only minutes, and employees can begin using the service within 24 to 48 hours. Each plan covers the employee, a spouse or partner, and up to six dependents under a single monthly rate, providing households immediate access to care without multiple providers or complex eligibility rules.
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